News
ECB PUBLISHES CONSOLIDATED BANKING DATA FOR END-MARCH 2025
The aggregate of total assets of EU-headquartered credit institutions increased by 1.54%, from €32.62 trillion in March 2024 to €33.13 trillion in March 2025. During the same period, EU credit institutions‘ aggregate non-performing loans ratio increased by 0.03 percentage points year on year to stand at 1.96% in March 2025. EU credit institutions’aggregate return on equity was 2.47% in March 2025 and their Common Equity Tier 1 ratio was 16.34%. Access the full content here.
ECB PUBLISHES SUPERVISORY BANKING STATISTICS ON SIGNIFICANT INSTITUTIONS FOR THE SECOND QUARTER OF 2025
Aggregate Common Equity Tier 1 ratio at 16.12% in second quarter of 2025. Aggregated annualised return on equity at 10.11% in second quarter of 2025. Aggregate non-performing loans ratio (excluding cash balances) at 2.22%. Liquidity coverage ratio at 157.84% in second quarter of 2025. Read the detailed content here.
THE EBA PUBLISHES THE RESULTS OF ITS 2025 EU-WIDE STRESS TEST
The European Banking Authority (EBA) released the results of its 2025 EU-wide stress test involving 64 banks from 17 EU and EEA countries and covering 75% of EU banking sector assets. The results confirm that European banks remain resilient even under a severe hypothetical economic downturn. The simulated scenario involves a sharp deterioration in the global macro-financial environment, driven by a resurgence in geopolitical tensions, entrenched trade fragmentation, including increase in tariffs, and persistent supply shocks. EU banks, despite bearing losses of EUR 547bn, maintain strong capital positions and their capacity to continue supporting the economy.
FINANCIAL STABILITY REPORT – SPRING 2025
One of the main CNB’s publications in the area of financial stability and macroprudential policy is published. The Report is the key document for the Bank Board’s meetings on financial stability issues.
BASEL COMMITTEE CONTINUES TO PRIORITISE BASEL III IMPLEMENTATION, PROGRESSES WORK TO STRENGHTEN SUPERVISORY EFFECTIVENESS AND DISCUSSES FINALISATION OF PRINCIPLES ON THIRD-PARTY RISKS
The Basel Committee continues to prioritise the full and consistent implementation of Basel III. Progresses work to strengthen supervisory effectiveness based on the lessons learned from the 2023 banking turmoil. Aims to finalise principles for the sound management of third-party risk in the banking sector by the end of 2025. Continue reading.
MAKING AN IMPACT ON THE WORLD OF MEDICINE
Our colleague Petra Tomanová has published in a globally acclaimed journal JHEP Reports — a proud moment that puts our expertise on the international stage. The article itself on acute liver failure is available here.
BASEL COMMITTEE PUBLISHES FINAL GUIDELINES FOR COUNTERPARTY CREDIT RISK MANAGEMENT
The Basel Committee has published final guidelines for counterparty credit risk management. The guidelines include key practices critical to resolving long-standing industry weaknesses in counterparty credit risk management. The Committee will monitor implementation of the guidelines on an ongoing basis. Continue reading.
CZECH ECONOMY IN 2025: RISKS AND POLICY RESPONSES
Presentation by Bank Board member Jan Procházka at the French-Czech Chamber of Commerce seminar Quo Vadis 2025 held in Prague on 17 February 2025. Access the full content here.
ECB PUBLISHES SUPERVISORY BANKING STATISTICS ON SIGNIFICANT INSTITUTIONS FOR THE FOURTH QUARTER OF 2024
Aggregate Common Equity Tier 1 ratio at 15.86% in fourth quarter of 2024. Aggregated annualised return on equity at 9.54% in fourth quarter of 2024. Aggregate non-performing loans ratio (excluding cash balances) stable at 2.28%. Share of loans showing significant increase in credit risk (stage 2 loans) at 9.93%. Aggregated loan-to-deposit ratio at 100.43%, the lowest value reported since 2015. Read the detailed content here.
THE EBA LAUNCHES ITS 2025 EU-WIDE STRESS TEST
The European Banking Authority (EBA) launched its 2025 EU-wide stress test and released the macroeconomic scenarios. This year’s exercise is designed to provide valuable input for assessing the resilience of the European banking sector in the current uncertain and changing macroeconomic environment.
ECB PUBLISHES SUPERVISORY BANKING STATISTICS ON SIGNIFICANT INSTITUTIONS FOR THE THIRD QUARTER OF 2024
Aggregate Common Equity Tier 1 ratio at 15.72% in third quarter of 2024. Aggregated annualised return on equity at 10.22% in third quarter of 2024. Aggregate non-performing loans ratio (excluding cash balances) stable at 2.31%. Share of loans showing significant increase in credit risk (stage 2 loans) at 9.67%. Read the detailed content here.