For finance, media, e-business and others we quantify, analyze and optimize business processes and bring competitive advantages. We understand your business better using modern machine learning and statistical analysis of your data. We do risk analysis, profit optimization, business scenarios evaluation, penetration and attrition rates analysis using wide possibilities hidden in the data.
Jiří Witzany, Ph.D.
Jiří graduated from the Charles University, Faculty of Mathematics and Physics and the University of Pennsylvania, where he received a doctoral degree in Mathematics.
From 1996 to 2006 he worked in Komerční banka where he was primarily building a modern market risk management system. At the same time he was responsible for implementation of the dealing system Trema, the Middle Office function, and a Management Information System for financial markets trading.
In 2000 he became a Director of the Credit Risk Management Division which was mainly in charge of scoring functions development, credit risk reporting and data management, implementations of Basel II, real estate valuation. In the past he was lecturing at the Faculty of Mathematics and Physics at Charles University in Prague, Pennsylvania State University and the University of California in Los Angeles. He is a Professor of Finance at the Faculty of Finance and Accounting of the University of Economics in Prague and a Director of the Financial Engineering graduate program. He also gives lectures on financial topics at the Faculty of Mathematics and Physics at Charles University in Prague.
Pavel Charamza, Ph.D.
Pavel graduated from the Faculty of Mathematics and Physics at Charles University in Prague where he earned his Ph.D. Over the past 20 years, he has been lecturing at the Department of Probability and Mathematical Statistics, Charles University. Currently he gives lecture about Sampling Theory at the same Department and gives lectures about Credit Risk at the University of Economy.
Pavel was responsible for development of credit risk models in Komerční banka for more than 5 years. He significantly helped Komerční banka in becoming a leader in application of scoring functions and generally in credit risk management system among domestic banks. He spent 8 years at Mediaresearch as a member of the Board of Directors where he was responsible for development and analyses. He founded and managed the CRA System – a quantitative risk management division of Mediaresearch.
From 2010 to 2012, he worked as the Chief Risk Officer of Home Credit China, then as the Group Chief Risk Officer of Home Credit International. He has analytical and mathematical skills as well as credit risk and scoring ability. His work experience also includes fraud prevention, underwriting and collection processes, media analysis, stochastic optimization and big data applications in banking. He has international top management experience.
Petr Veselý, Ph.D.
Petr attended Charles University, Faculty of Mathematics and Physics and received doctoral degree in Probability Theory.
His work experience includes working in Komerční banka as the head of the Department of Scoring and Portfolio Management. He also worked in eBanka as the head of the Department of Portfolio Management and in Raiffeisenbank as the head of the Department of Credit Portfolio Management. Lastly he worked in Sberbank CZ as the head of the Department of Portfolio Management and Reporting.
He is skilled in credit risk statistical modeling – scoring function development, early warning systems, risk premiums, loan loss provisioning and Basel regulation.