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We turn data into insights to optimize processes, boost profits, and reduce risks.
We help you understand your business more and uncover hidden opportunities.

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ECB PUBLISHES SUPERVISORY BANKING STATISTICS ON SIGNIFICANT INSTITUTIONS FOR THE FOURTH QUARTER OF 2025

Common Equity Tier 1 ratio at 16.18% in fourth quarter of 2025, compared with 16.10% in previous quarter and 15.97% one year ago. Annualised return on equity at 9.53% in fourth quarter of 2025, down from 9.88% in previous quarter and from 9.54% one year ago. Non-performing loans ratio (excluding cash balances) at 2.18% in fourth quarter of 2025, the lowest value since series first published in 2020. Liquidity coverage ratio at 158.60% in fourth quarter of 2025, compared with 156.71% in previous quarter and 158.28% one year ago. Loan-to-deposit ratio at 100.49%, the second-lowest value since series began in 2015. Read the detailed content here.

ECB PUBLISHES CONSOLIDATED BANKING DATA FOR END-SEPTEMBER 2025

The aggregate of total assets of EU-headquartered credit institutions increased by 0.95%, from €33.12 trillion in September 2024 to €33.44 trillion in September 2025. During the same period, EU credit institutions’ aggregate non-performing loans ratio increased by 0.01 percentage points year on year to stand at 1.97% in September 2025. EU credit institutions’ aggregate return on equity was 7.41% in September 2025 and their Common Equity Tier 1 ratio was 16.43%. Access the full content here.

FINANCIAL STABILITY REPORT – AUTUMN 2025

One of the main CNB’s publications in the area of financial stability and macroprudential policy is published. The Report is the key document for the Bank Board’s meetings on financial stability issues.

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WE SUPPORT CONNECTION WITH UNIVERSITIES BY LECTURING

Credit Risk, Financial Derivatives, Quantitative Investments – University of Economics
Sampling Theory, Data Exploration, Derivatives – Faculty of Mathematics and Physics, Charles University

Stay up to date with news and announcements from our experts. Register here.

RISK CONSULTING IN BANKING AND FINANCE

We realize credit, market, and operational risk management projects. Our rich experiences cover modeling risk components, optimization of credit approval and collection processes, and implementing regulatory requirements to reflect the needs and capabilities of banks and financial institutions. For more information look here.

BIG WORLD, BIG DATA, STRONG ANALYSIS

Under the current fast development of quantifiable daily growing datasets, there is an enormous need for a systematic analytical approach and tools covering both size and dynamics. Cloud computational power enables to use effectively AI, machine learning, and statistical tools that were not possible five years ago. We bring modern and systematic ways to reveal significant improvements for your processes. For more information look here.

PROFIT AND BUSINESS PROCESSES OPTIMIZATION

Many practical issues can be effectively handled by mathematical optimization, statistical and big data analyses, neural network models, and other advanced methods. We offer our expert knowledge in applied mathematics, statistics and computer science. For more information look here.

FROM SCRATCH TO AUTOMATED IT SOLUTIONS

Our quantitative approach is based on data organization, analysis, and even final automated solutions. Composing bricks of data setup, analysis, and IT architecture we can tune up our solution from quick win to overall systematic setups including software applications. For more information look here.

IDEAS

We possess over 20 years of valuable experience. Explore our exciting portfolio of completed projects and discover the diverse range of services we offer.

RESEARCH

Our team consists of highly qualified professionals with a solid academic background. Take a look at our extensive collection of publications .

CLIENTS

Our clients

  • Leading banks in the Czech Republic, Slovak Republic, Hungary, Slovenia and other countries
  • Leaders in the consumer loan market around Europe
  • Power-producing leader in the Czech Republic
  • A leading publishing house in the Czech Republic
  • Universities and educational institutions

Implemented projects

  • Scoring models for all client segments
  • Credit methodology complex solutions
  • Basel II implementation support – PD, LGD, and CF models
  • Complex audits and validations of BASEL II and IFRS 9 methodologies
  • Audit and optimization of approval processes and fraud identifications
  • Credit derivatives optimization
  • Training and advisory activities

WE SUPPORT

Quantitative Consulting sponsors several exciting events. We look forward to the positive impact these projects will have and hope to continue our support in the future.

FUNDED BY THE EUROPEAN UNION – NEXT GENERATION EU

The project with the registration number 0461000798 focusing on graphic design has been implemented with the financial support of the European Union – Next Generation EU. The project was realized with the financial participation of the EU through the National Regeneration Plan and the Ministry of Culture of the Czech Republic. The result of this task is the graphic design of a product catalogue, which aims to present the full range of Quantitative Consulting services to our clients.